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Discount rate for high risk coverage - Sunset Plaza will find you a discount rate as our agents have vast experience helping high risk customers because of their past record of DUI, SR22, major accident, and many tickets.
Personalized customer service
We have exceptional agents who periodically re-shop for you during cycles of your policy and at renewals to ensure that you are still receiving the best combination of price and protection for your dollar.

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High Risk Auto Insurance

(eg. xxx-xxx-xxxx)


What Is Non-Owner Insurance

A non-owner insurance policy covers an individual that does not own a vehicle. Typically the basic liability limits of $15,000 per person, $30,000 per accident and $5,000 for property damage are provided, unless higher limits are requested. There are many different uses for a non-owner insurance policy where one is able to be covered while having a low premium.

Suspension of License

In the world of high risk insurance, this type of coverage is typically obtained when one needs to reinstate their license after a suspension due to a DUI, too many tickets on their driving record, or having been involved in an accident without having proof of insurance. If your license was suspended due to the aforementioned reasons, most likely you will need to get an SR22 for an insurance policy. If your car was towed or totaled but you need to get your license back, you can get a non-owner insurance policy. This will allow you to show proof to the DMV that you are insured and to get your license to get re-instated (providing the courts allow you to get it re-instated).

Why Choose Us

Some of the biggest insurance companies have stopped providing non-owner insurance policies. So you are limited to how many companies you can shop around with. Our agents will be able to go through more than 60 different programs to find the most competitive rates on the market. You will save a significant amount of time and money.

See How Much You Could Save

Speak to a live agent today to go over if a non-owner insurance policy is right for you. You will be able to get all your questions answered as well as get a quote. If your license is suspended and you are eligible to get it reinstated, we will get the SR22 filed with the DMV right away, so you can get back on the road.

Liability Limits

The coverage that you choose for your non-owner policy are the same limits as when choosing the liability limits. These limits would be same as when getting a liability policy.

Risk Involved

A non-owner policy involves less risk for the insurance carrier as compared to a regular liability policy which includes a vehicle. As the named insured does not have regular access to a vehicle, the premium for an individual is cheaper.


We provide top-tier customer service to all of our clients. Our customer service representatives are ready to help you with all your needs.

Call 800.269.2919 For a Quote!

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Sunset Plaza Insurance Agency Inc.   |    Lic. 0G22832    |   Call Now! 800.269.2919
2013 Sunset Plaza Insurance

9229 Sunset Blvd Suite 910
Beverly Hills, CA 90069

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